Lose your house, your car, work floods,and now the Mrs. want

Go Coogs' · Post by **Go Coogs'** » Wed Feb 07, 2018 10:37 pm

...s a divorce.

What nice sucker punch to walk into when you’re two weeks away from moving back in. What a shitty five months it’s been.

About to be divorced and I just turned 40 a week ago. I’m fucked.

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Diego in Seattle · Post by **Diego in Seattle** » Wed Feb 07, 2018 10:56 pm

Look at it this way...

It's a good way to lose a bunch of wait quickly!

Left Seater · Post by **Left Seater** » Wed Feb 07, 2018 11:34 pm

Seriously Diego? You couldn’t even get that correct.

Sorry to hear that Coogs. That has to suck.

Mikey · Post by **Mikey** » Wed Feb 07, 2018 11:40 pm

Damn Coogs. WTF?
Sounds like a real run of suck. Really, I don't know what to say.

At least you're still young (relatively).

Joe in PB · Post by **Joe in PB** » Wed Feb 07, 2018 11:45 pm

Sorry to hear the news. Good luck bud.

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Softball Bat · Post by **Softball Bat** » Thu Feb 08, 2018 1:46 am

Rumps wrote:Lose your house, your car, work floods,and now the Mrs. want's a divorce.

Job

Go Coogs' · Post by **Go Coogs'** » Thu Feb 08, 2018 2:32 am

Softball Bat wrote: Job

Pretty much. I’ve worked 13 on and 1 off since mid-September and I guess I ignored her needs as a hormonal woman in her late 30s. I thought being a provider took priority over everything when you’re paying $100k to put your house back together. To me, you shelve all that Love Language shit until your life is somewhat back to normal.

I guess I was wrong.

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Shlomart Ben Yisrael · Thu Feb 08, 2018 5:27 am

If you're ever going to post some "revenge porn", you know...this would, uhhh...be the place to do it...

smackaholic · Post by **smackaholic** » Thu Feb 08, 2018 12:10 pm

Sorry to hear that, Coogs. Fortunately for me, I don't know what you are going through as I managed to stumble upon a woman that for some unknown reason, seems intent on keeping me around for another 30 years or so.

Anyway, get back out there and find something a little smaller.

And rack Marty, per usualm.

Bucmonkey · Post by **Bucmonkey** » Thu Feb 08, 2018 1:11 pm

Sorry to hear Coog's. Don't you work for her pops? If so, how is this going to affect your employment?

If she is indeed asking for a divorce because of all your time spent working and rebuilding recently you are better off without her ungrateful ass, better now than later. The re-adjustment will hurt and be stressful for a while but you will absolutely rebound. And, 40 is fucking young bro...

Goober McTuber · Post by **Goober McTuber** » Thu Feb 08, 2018 2:26 pm

Sorry to hear this Coogs. On the bright side, this lady is available:

Dinsdale · Post by **Dinsdale** » Thu Feb 08, 2018 6:41 pm

Go Coogs' wrote:I’ve worked 13 on and 1 off since mid-September

That ain't living. That's a "waiting to die" mindset, which no 40yo should have. IIRC, you seem to always work long hours.

Can't say I blame her.

Work to live, don't live to work.

Joe in PB · Post by **Joe in PB** » Thu Feb 08, 2018 9:05 pm

A similar thing has happened to at least 3 friends. Working their asses off to pay for as much house as possible, then when there appears to be light at the end of the tunnel, divorce hits & things get split down the middle, including military retirement.

A few friends have managed to stay married. One of those who hasn't swears the sunny So Cal weather is to blame.....

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Wolfman · Post by **Wolfman** » Thu Feb 08, 2018 9:33 pm

Basically marriage is a crap shoot. I got lucky meeting the woman who would put up with some of my act. Can't love her enough for that. Both my sons ended up in divorce. Older son wouldn't listen to my advice with the first one, but lucked out with a swell lady in the 2nd. Younger son went thru a mess, came home one day from work and all the furniture and wife were gone. He's stayed single since then. Bot our daughters seem happily married, the older for 25 years, the younger for almost 15. I wish everyone good luck in their relationships.

Goober McTuber · Post by **Goober McTuber** » Thu Feb 08, 2018 9:48 pm

Happily married for 29 years next Wednesday. Taking the lucky lady back to the Caribbean for a week.

Oh, that reminds me. If anyone has any special photo requests....

And no, that would not include wifey.

Derron · Post by **Derron** » Thu Feb 08, 2018 9:58 pm

Goober McTuber wrote: Oh, that reminds me. If anyone has any special photo requests....

Post your crank shot requests somewhere else.

Derron · Post by **Derron** » Thu Feb 08, 2018 10:02 pm

Joe in PB wrote:A similar thing has happened to at least 3 friends. Working their asses off to pay for as much house as possible, then when there appears to be light at the end of the tunnel, divorce hits & things get split down the middle, including military retirement.

Sounds like your friends had their shit together chasing the Great American Consumer Dream. Big houses, new cars with the payments, I mean what the fuck could possibly go wrong when your whole life is fashioned around gross consumption. Because having a big house will make your bitch happy.... right....

BSmack · Post by **BSmack** » Thu Feb 08, 2018 10:15 pm

Go Coogs' wrote:To me, you shelve all that Love Language shit until your life is somewhat back to normal.

I guess I was wrong.

IMO, that's when you need love language, as you put it, the most. If you're at work 13 out of 14 days, then I'm sure she was taking care of just about everything else. You got to make her know that's appreciated.

Joe in PB · Post by **Joe in PB** » Thu Feb 08, 2018 10:16 pm

Out here buying as much house as you can afford usually ends up good. Some people are paying as much for their 3 or 4 bedroom mortgage as it now costs to rent a 1 or 2 bedroom apartment.

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Mikey · Post by **Mikey** » Thu Feb 08, 2018 10:36 pm

Joe in PB wrote:Out here buying as much house as you can afford usually ends up good.

You obviously weren't around in 1991. Or even 2007.

Left Seater · Post by **Left Seater** » Thu Feb 08, 2018 10:39 pm

We bought our first house right after getting married. Didn’t purchase as much as we could qualify for in mortgage money. Instead we put money away and aggressively paid down our mortgage. When we moved for work we made money on the house and with what we paid down in mortgage we had a good down payment for a larger house but payments were roughly the same. Did that three more times and then remodeled this one. We also lived in places where there wasn’t a real estate bubble so we never had a correction to worry about.

Now oddly enough we have slowed our mortgage payments as it is damn near our only deduction on our Federal Taxes. It is also our only debt.

We do have some friends that are house poor and looking at a mortgage until they are in their 70s. Sounds like a bad idea to me though.

Go Coogs' · Post by **Go Coogs'** » Thu Feb 08, 2018 11:15 pm

That wasn’t the issue here. To rebuild the house it was a $100k price tag. FEMA gave me $30k and work loaned me another $10k. We had another $25k in the bank, so I wanted to pay the rest off without getting an SBA loan. I needed up getting the loan anyways, but wanted to pay it off as quick as possible and build up our savings again. She fucked up along the way with some stupid shit of her own, but I digress.

Time to move on.

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Derron · Post by **Derron** » Thu Feb 08, 2018 11:26 pm

Joe in PB wrote:Out here buying as much house as you can afford usually ends up good. Some people are paying as much for their 3 or 4 bedroom mortgage as it now costs to rent a 1 or 2 bedroom apartment.

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In touch with the mortgage and rental market much ? In our area you cannot touch a 3 bedroom fixer upper for 300k. It needs another 50 in work. That pretty much eliminates everybody under 80K in income from buying a house to stay near that 28% ratio. Then again the rental market does not give a fuck if you have to pay 50% of your income to keep a roof over your head. Just scratch the check.

Rooster · Post by **Rooster** » Thu Feb 08, 2018 11:51 pm

No lack of sympathy for you here, but I am completely confused by the title of this thread. You’re losing your house and your car, your wife wants a divorce, but what is “work floods?” Hurricane damage?

Go Coogs' · Post by **Go Coogs'** » Fri Feb 09, 2018 12:22 am

Yes. Both my job and home got for than 3ft of water. Job got 6ft. Been rebuilding the plant since mid-September

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Moving Sale · Post by **Moving Sale** » Fri Feb 09, 2018 5:13 pm

Renting is so much cheaper and easier.

Left Seater · Post by **Left Seater** » Fri Feb 09, 2018 7:45 pm

Link?

Moving Sale · Post by **Moving Sale** » Fri Feb 09, 2018 8:34 pm

viewtopic.php?f=2&t=48947

Left Seater · Post by **Left Seater** » Fri Feb 09, 2018 9:40 pm

I would expect no less from you Board Bitch.

Moving Sale · Post by **Moving Sale** » Fri Feb 09, 2018 10:34 pm

It's the dumbest contract anyone could sign.

Derron · Post by **Derron** » Sat Feb 10, 2018 12:28 am

schmick wrote:Congrats on getting your freedom back, hope you get to keep everything you paid for.

You have never been divorced have you ??

Derron · Post by **Derron** » Sat Feb 10, 2018 12:34 am

Moving Sale wrote:Renting is so much cheaper and easier.

Yeah you got a point there. When you only need a small space since a full size house for a midget is a huge waste of money, you can just roll some neighborhood kid for his crib, set it up down on the lot around the corner from where you suck cock in the alley for $ 5 and call it good.

Moving Sale · Post by **Moving Sale** » Sat Feb 10, 2018 12:55 am

OMG you are dumb.... And dumber.

Go Coogs' · Post by **Go Coogs'** » Sat Feb 10, 2018 2:33 am

88 wrote:Me and my old lady will hit 28 years of wedded bliss in May. It hasn't always been easy. Lately (last 10-15 years) it has. Like Wolfman, I'm fortunate to have found a woman who would put up with my shit. And believe me, she has had a lot of it to deal with at various times. Hopefully, you'll find that person (whether it is your current wife or someone else). There are definitely a lot of fish in the sea. Which leads me to the point of this post... (excuse my digression):

My next door neighbor got divorced at age 44 after 21 years of marriage. They had one kid, who had gone off to college. He runs a machine shop and works similar hours to you. She worked at a bank and found extra work polishing the knob of her boss. Shit happens. They got dissolution and moved on. Such is life.

She found out that polishing the boss's knob did not lead to a long-term gig (aside from knob polishing). She now lives in an apartment and is a miserable drunk.

He found that dudes in their 40's who have a decent income and no kids can pull serious amounts of tail. Yes, some of the orcas he brought on the boat should have been line cuts (but this is hindsight). But he eventually landed an absolutely wonderful woman, and they started a new life together (8 years ago). They both appear to be happy. He is definitely way happier than before. So it can work out.

He approached things like this. First, he fucked everything that would let him. It was a Star Wars Cantina scene in his house at times. After he humped himself crazy, he started looking for a decent woman. They are out there. They probably have a kid or three, and have been through a mountain of shit. But so have you. Go for it. If it all goes to shit, you are sort of where you are now. So what do you have to lose?

This made me smile, 88. Been a while since I’ve done that. Thanks, bud.

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Derron · Post by **Derron** » Sat Feb 10, 2018 2:41 am

Moving Sale wrote:OMG you are dumb.... And dumber.

But I own several properties and you don't.

Keep paying rent, no sense building wealth in real estate.

Left Seater · Post by **Left Seater** » Sat Feb 10, 2018 3:19 am

I don’t get the rent vs own arguement. Both my wife and I have employees that try to make the renting is cheaper and easier arguement. Renting might be a bit easier when it comes to maintenance but that is about it.

On the cheaper arguement, no way. I know my employee is paying about $750 per month more in rent for his 2 bedroom apartment with a garage than we pay in mortgage payments. I know this exactly because he took over the lease from the company when he signed on. We had it for another employee previously. I also know the house across the street from ours is renting for about $1000 a month more than our mortgage. This we know as the owner told us what he was getting.

When you factor in insurance and taxes on our crib at approx $13,500 a year we pay a bit more than the above examples. However, we are also about 6-8 years from paying off our current mortgage. At that point our costs will drop well below that of a renter. Plus we have huge equity in our house which a renter never has.

smackaholic · Post by **smackaholic** » Sat Feb 10, 2018 3:36 am

Owning is a no brainer....IF you know you are going to stay put a while. We lost our asses building a house in Symrna, TN, then moving back to Ct a year later.

BSmack · Post by **BSmack** » Sat Feb 10, 2018 4:04 am

Around these parts people are asking 1,000-1,100 for a 3 bedroom rental. I have a three bedroom house with a mortgage payment of 904 a month. In this market it makes zero sense to rent.

Derron · Post by **Derron** » Sat Feb 10, 2018 5:13 am

Left Seater wrote: At that point our costs will drop well below that of a renter. Plus we have huge equity in our house which a renter never has.

The same principle applies to vehicles. I drive older paid for vehicles. I have a 02 Explorer with 179,000 miles on it. I have a Ford F 250 4x4 Powerstroke with 180K. Both are in excellent condition. I have put new transmissions in both of them in the last 3 years, plus other assorted repairs. I keep spreadsheets on all the vehicles and the longer I keep them the lower my costs go.

I will probably buy a newer Explorer in the next 2 years for cash and keep the other one for a fishing off road vehicle. No payments for me.

Derron · Post by **Derron** » Sat Feb 10, 2018 5:16 am

BSmack wrote:Around these parts people are asking 1,000-1,100 for a 3 bedroom rental.

1 bedroom apartments even the slum lords are $ 1,000 a month. 2 bedroom is 1295, 3 bedroom $ 1,700. A 3 - 4 bedroom house will go from 1800 to 3000.