Re: Fire in Pacific Palisades
Posted: Tue Jan 14, 2025 10:00 pm
I would never donate money that's as top-heavy as United Way.
dan's college room mate wrote: ↑Tue Jan 14, 2025 9:27 pm Hey fat boy,
You sound nearly as cunty as Mstool with your “can’t hack it” tough guy jabbering.
Didn’t you bail when the Cali job market took a shit back in the early 90s?
Was that a case of not being able to “hack it”?
No, it was a case of assessing the situation and packing your bags for greener pastures. I did the same to Nashville (shoulda stayed).
That recession was a funny one. The Cold War ending along with big changes in the computer world caused the D&L and U&R economies to crater for a bit. And if LA and NY have a recession, everybody has one.
Anyhoo, things recovered and you got back before the real estate market went nutty.
Our house is 36 years old It's stucco with a concrete tile roof. It looks like terra cotta but it's concrete. The most vulnerable part is the eaves, which are wood underneath the concrete tiles. We've put a lot into what they call "defensible space," which is hardscape around the outside (including a hole with 36,000 gallons of water). The most vulnerable part is the eaves, which are wood under the concrete tiles. The attic vents under the eaves, which are something you have to have, are screened with fine mesh to keep out any potential embers. So, for a house this old we're in pretty good shape. I always think WTF? when I see somebody's roof burning. I don't know when they stopped using wood or asphalt shingles around here but it was a long time ago. Still, there are trees and shrubs that become pretty flammable after eight months of no rain and the Santa Anas start blowing down off the high desert with humidity less than 10%. When that wind is blowing (prevailing winds are usually higher humidity and coming in from the west) at 90 mph (I've never seen anything like that in our area) there is nothing that's going to stop a fire. it will blow right past the eaves and into the attic, or even blow the windows out. You pour water on it and it gets blown back into your face or just turns into steam.On to another topic, actually related to this thread. When the fukk are you people going to stop building tinder boxes.
I understand that concrete block construction doesn’t like being jiggled, but stick framing with insulation, air gap and lightweight concrete siding is a thing these days.
Question, how flame retardant are terra cotta roof tiles? I would think they are. Certainly better than asphalt shingles.
You’re right. My typo. RPV could be next.
dan's college room mate wrote: ↑Tue Jan 14, 2025 9:27 pm Hey fat boy,
You sound nearly as cunty as Mstool with your “can’t hack it” tough guy jabbering.
Didn’t you bail when the Cali job market took a shit back in the early 90s?
Was that a case of not being able to “hack it”?
No, it was a case of assessing the situation and packing your bags for greener pastures. I did the same to Nashville (shoulda stayed).
That recession was a funny one. The Cold War ending along with big changes in the computer world caused the D&L and U&R economies to crater for a bit. And if LA and NY have a recession, everybody has one.
Anyhoo, things recovered and you got back before the real estate market went nutty.
So, you’re there not because you’re so fukking awesome. You’re there because of good timing.
If you were 40 years old, couple kids and a renter, my guess is you’d get fukking’ tired of hacking it and bail too.
So, can we leave the douchebaggery to Mstool? It’s pretty much all he has.
On to another topic, actually related to this thread. When the fukk are you people going to stop building tinder boxes.
I understand that concrete block construction doesn’t like being jiggled, but stick framing with insulation, air gap and lightweight concrete siding is a thing these days.
Question, how flame retardant are terra cotta roof tiles? I would think they are. Certainly better than asphalt shingles.
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Sounds like you've done a good job making casa miguel something approaching fire-proof. Rack you.Mikey wrote: ↑Tue Jan 14, 2025 10:14 pm The difference being that I didn't sit around and blame the governor or the legislature for my situation. Believe it or not, back then we had a Republican governor and majority knuckledragger legislature.
And why didn't you blame them?
Could it be that they were not to blame?
As I said, both our areas were hit hard at this time because defense spending dropped thanks to The USSR evaporating and lots of legacy computer systems were all of a sudden garbage due to the rapid growth of the PC market. Those PCs weren't produced in the areas where the older, expensive main frames were. There was no way to blame it on a governor doing a shitty job. There is plenty of evidence to blame Newsom for his fukk ups.
I lost my job and spent nine months looking without success in San Diego. Mrs. Mikey, who was working at General Dynamics while raising two toddlers (with minimal help from her lazy ass husband) got notified that they were being bought out by Martin Marietta and they wanted to send her to Denver in a few months. We didn't want to go to Denver. I got a job in Vegas, she eventually took a voluntary RIF to save someone else's job. The RE market had tanked and it took us a year to sell our almost new house, while I drove every week to Vegas, and a cockroach infested apartment, on Sunday night and back to San Diego on Friday night for that entire year. She would be cleaning the house every morning as she left for work while taking two tots to daycare. When we finally sold the house, at a loss, we were able to buy a smaller, cheaper place in Vegas.
So yeah, I was pissed. I thought that I'd never want to return. But I didn't sit around blaming the stupid ass Republican governor and legislature. That's where the "can't hack it, you pussy" comes from. Take responsibility for your own misfortune and fucking do something about it. Five years in and I was tired of the weather and with my job (where I had been passed over for a promotion basically because I was a white male), and spent another year looking for a way back. My timing was fortunate, but that was also my responsibility.
Our house is 36 years old It's stucco with a concrete tile roof. It looks like terra cotta but it's concrete. The most vulnerable part is the eaves, which are wood underneath the concrete tiles. We've put a lot into what they call "defensible space," which is hardscape around the outside (including a hole with 36,000 gallons of water). The most vulnerable part is the eaves, which are wood under the concrete tiles. The attic vents under the eaves, which are something you have to have, are screened with fine mesh to keep out any potential embers. So, for a house this old we're in pretty good shape. I always think WTF? when I see somebody's roof burning. I don't know when they stopped using wood or asphalt shingles around here but it was a long time ago. Still, there are trees and shrubs that become pretty flammable after eight months of no rain and the Santa Anas start blowing down off the high desert with humidity less than 10%. When that wind is blowing (prevailing winds are usually higher humidity and coming in from the west) at 90 mph (I've never seen anything like that in our area) there is nothing that's going to stop a fire. it will blow right past the eaves and into the attic, or even blow the windows out. You pour water on it and it gets blown back into your face or just turns into steam.On to another topic, actually related to this thread. When the fukk are you people going to stop building tinder boxes.
I understand that concrete block construction doesn’t like being jiggled, but stick framing with insulation, air gap and lightweight concrete siding is a thing these days.
Question, how flame retardant are terra cotta roof tiles? I would think they are. Certainly better than asphalt shingles.
Building codes now require indoor fire sprinkler systems. I don't know what else. I've read that the sprinkler systems inRPVPP have been a problem because the houses burn down anyway and the sprinklers were still running in the rubble, contributing to the low system pressure, and the firefighters have to wade into the rubble to find the shutoff valves. But a big problem is that they keep building more and more into the "urban-rural" interface. Homes in or next to forested land with insufficient defensible space. These are the most vulnerable, but they keep building it because there isn't enough housing. You try to put more people in the already populated areas and NIMBYs complain about losing their property value. The state has tried to mandate more dense housing but there are towns, especially some ultra wealthy areas in the Bay Area, that have done things like declaring themselves to be some kind of wildlife sanctuary where if they build any more homes the coyotes will have to leave.
RACK you for finally coming to your senses.
Not quite fireproof but about as close as we’ve going to get with this house. Still we get paranoid when the weather gets like this.smackaholic wrote: ↑Wed Jan 15, 2025 1:41 am
Sounds like you've done a good job making casa miguel something approaching fire-proof. Rack you.
They work wonders for me.Roux wrote:Those pills don't do jack shit vs an enlarged prostate.
Unfortunately, I already know what that is.
Ugh. Type complete sentences much, board tard? Never mind... that's not the point, Dyslexic in Seattle.Diego in Seattle wrote: ↑Tue Jan 14, 2025 10:00 pm I would never donate money that's as top-heavy as United Way.
So you followed an opportunity elsewhere. Understandable. What the fuck does that have to do with "hacking it" in a particular geographic location? It's a completely nonsensical concept.Mikey wrote: ↑Tue Jan 14, 2025 10:14 pm
I lost my job and spent nine months looking without success in San Diego. Mrs. Mikey, who was working at General Dynamics while raising two toddlers (with minimal help from her lazy ass husband) got notified that they were being bought out by Martin Marietta and they wanted to send her to Denver in a few months. We didn't want to go to Denver. I got a job in Vegas, she eventually took a voluntary RIF to save someone else's job. The RE market had tanked and it took us a year to sell our almost new house, while I drove every week to Vegas, and a cockroach infested apartment, on Sunday night and back to San Diego on Friday night for that entire year. She would be cleaning the house every morning as she left for work while taking two tots to daycare. When we finally sold the house, at a loss, we were able to buy a smaller, cheaper place in Vegas.
So yeah, I was pissed. I thought that I'd never want to return. But I didn't sit around blaming the stupid ass Republican governor and legislature. That's where the "can't hack it, you pussy" comes from.
Nobody caresDiego in Seattle wrote: ↑Wed Jan 15, 2025 7:30 pm I've been donating to WCK for a couple of years. They've been doing fantastic work all over the world, in areas of disaster and war.
Don't worry. Governor Coke Nose McGreaseball will get it sorted...Left Seater wrote: ↑Wed Jan 15, 2025 9:23 pm Mikey,
Do you have private insurance or are you covered in the FAIR plan?
The FAIR plan is going to take a bit larger than they have in reserve and reinsurance and therefore will assess those insurers who still write in the State. This will lead to the insurance companies passing that assessment on to policy holders over the next 3-5 years. It will also likely lead to insurers pulling up stakes, see State Farm about a year ago.
But the biggest issue is going to be people running out of money to rent or lease some place while their homes are rebuilt. CA allows insurance companies to cover up to 20% of the insured home’s value for living expenses while their home is being repaired/rebuilt. But if the rebuild takes years, that money will run out and people are going to have to cover it. Add to that people not being insured to current market value and this is just going to get worse for those that lost everything.
:rimshot:
The Seaters’ appreciate you being with USAA. Mrs Seater works there so thanks for helping to pay our mortgages.Mikey wrote: ↑Wed Jan 15, 2025 10:53 pm We’re fully insured, including fire and earthquake, which is extra. Our rates have basically tripled since 2020 though. A lot of folks around here have been dropped, though, due to insurance companies leaving. We’re covered by USAA, which seems to be one of the more stable providers. We’ve done a lot to mitigate some of the risks, so maybe that helps.
Like I said, that’s about 3 times what we were paying a few years ago. We’re still paying a mortgage and I think we’re required to carry insurance. And if you consider what it would cost to rebuild it would be a pretty big gamble to try self insure.smackaholic wrote: ↑Thu Jan 16, 2025 11:04 pm 7500?
Wow. At some point, you need to just consider self insuring, if you can swing it financially.
Showing your ignorance once again. Why is that not surprising? California is 19th lowest in property tax rates, making it the 32nd highest. Not even close to the top 50%